Simply. Better.

Looking to purchase a new car? Or perhaps you already have a car you love but it's financed with another lender? LCCU is offering a fantastic rate as low as 2.87% *APR. Rates are on the rise, now is the time to lock in something great. If you need financing, we have a solution. Even if you have credit imperfections we can help. Don't be shy, give us a call!

  • Competitive Rates
  • 115% Financing Options
  • Credit Advancement Programs
  • Flexible Terms
  • Refinance Options
*APR = Annual Percentage Rate. Rates listed are the preferred rates for 60 month terms. Additional rates and terms may apply based on borrowers’ credit worthiness. Amount financed may not exceed the MSRP or 115% of the NADA value, including tax and title. Rates are subject to change without notice. No additional discounts may be applied. All loans subject to credit approval.

When You Apply

To facilitate your loan request we will need proof of income. During the application process you will have the opportuntiy to securely upload your proof of income with your loan application. If you choose to not use this option you may either fax us the income to 303-845-9776, or send by email to

  • If you receive regular wages, and have been on your job for at least 12 months, please submit your most recent paystub.
  • If you receive regular wages, and have been on your job for less than 12 months, please submit your last 2 most recent paystubs.
  • If you are self employed we will require your last 2 years of personal tax returns.

We also require a payment of $23 for your credit check. This is not an applicaiton fee. This is a pass thru fee for the cost of obtaining your credit reports. However, if you are applying for a stimulus loan we do charge a $25 application fee but not a credit check fee. If you have the funds in your account at the time of application nothing further will need to be done.  If you do not have the funds we will send you a paypal invoice, for your convenience, to submit it electronically.

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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act